Keep More of Each Sale Without Confusing Customers Card acceptance is a practical need for Mandeville businesses, but processing expenses can put pressure on tight margins. A cash discount program in Mandeville may offer a clear way to address those expenses while giving customers an easy payment choice. At RGS Payments, a Mandeville-based merchant services provider, we help independent businesses compare cash discounting, dual pricing, and other ways to accept cards. This gu

Keep Taking Payments When Storms Knock Out Service September falls during Louisiana’s hurricane season, when heavy rain, wind, flooding, and utility interruptions can affect normal business operations. For businesses in Mandeville, a payment outage can become a customer-service problem fast. Auto repair shops, restaurants, salons, veterinary clinics, body shops, chiropractors, and med spas may still need to accept payments for completed work, deposits, urgent services, or cus

Will passing credit card fees to customers drive them away? Explore how cash discounting, dual pricing, and surcharging affect the customer experience, and why clear communication matters when reducing your processing costs.

If you have ever thought about leaving your payment processor, you already know the feeling that stops most business owners cold: what if something breaks? What if the terminal stops working on a Saturday? What if a customer's card gets declined and you lose the sale, or worse, lose the customer? That fear keeps thousands of merchants locked into bad contracts, rising rates, and processors that stopped earning their business years ago. The good news is that switching processo

Most Mandeville business owners know their processing rate. Almost none know their total cost. That gap is where processors make their money. The rate on your statement is only part of the story. Underneath it sits a stack of monthly, annual, and per-transaction fees that never get mentioned in the sales pitch and rarely get questioned once the account is open. Here's what to look for, what it's really costing you, and what Mandeville and Northshore business owners should kno

Credit card processing fees eat into profit margins on every single sale. For most small businesses, those fees range from 2.5% to 3.5% per transaction, with some paying as much as 4% or more. Over the course of a year, that adds up to thousands of dollars that never reach the bottom line. This is why a growing number of merchants across every industry, from auto repair shops to dental practices to restaurants, are switching to a cash discount pricing model. Local business ow

If you've shopped for a point-of-sale system in the last few years, you've seen the pitch everywhere: "free" terminal, "free" hardware, "free" upgrade. It sounds great. It's also almost never the whole story. Here's what's actually going on behind that word "free," and the questions you should ask before you sign anything. Why "Free" Rarely Means Free Payment processors don't give away thousands of dollars in equipment out of generosity. That hardware cost gets recovered some

If you own a business in Louisiana and charge customers extra for using a debit card, you need to stop. Act 751 has been in effect since August 1, 2026, and the penalties are real. What Act 751 Actually Says Act 751 (Senate Bill 254) adds a new chapter to Louisiana law, R.S. 51:3081 and 3082. Governor Jeff Landry signed the bill into law on June 2, 2026, and it took effect August 1, 2026. The rule is simple: a retail business cannot add a surcharge to a transaction because th